Death of my 40D

During a recent wedding my Canon 40D died mid way through the shoot. All of a sudden the shutter was making a weird noise and pictures were coming out mostly black with only a quarter of the image being exposed at the top. Ive only had the camera just over a year now but already shot around 100,000 shots with it which is what its shutter life is rated to. So sent it off to Canon about a week or so ago and they just called to tell me its going to cost 38000yen ($425us!) to get it fixed! Ouch. Thankfully I still have a 5D and 30D to shoot with for the time being. But hoping to get a 5D mkII and 1DS mkIII sometime in the not too distant future.